Manulife's Premium Protection Plan


When you compare Manulife’s Premium Protection Plan to supplier plans, you’re not comparing apples to apples.

There are some things you just can’t compare. Like apples and oranges. Or Manulife’s Premium Protection Plan travel insurance and most supplier plans.

With their unmatched sense of style, elegance, and grace, Seabourn luxury cruise ships beckon you to travel beyond the bounds of the imagination. On board Seabourn, every desire is met promptly and with a welcoming smile. Whether it’s a warm blanket and a cup of gourmet hot chocolate as you drift on a small ship cruise along the Norwegian Fjords or a relaxing neck massage poolside, you’ll feel that you’re a member of a very exclusive club when sailing on these luxury cruise ships.

Each small ship cruise offers all ocean-front suites, luxuriously appointed accommodations, an open-bar policy serving premium wine, champagne and spirits, and a world-class dining experience, further enhanced through a culinary partnership with Chef Thomas Keller.

From the moment you first step aboard Seabourn, you’ll be part of an exclusive circle, the privileged few, who have discovered the true joys of yachting. Aboard one of Seabourn’s intimate ships, you will feel like a welcomed guest.

Manulife’s Premium Protection Plan

  • $10M in medical coverage, which includes coverage for COVID-19* at your client’s destination, including quarantine benefits
  • 24/7 emergency medical assistance worldwide
  • Trip Cancellation coverage for any unexpected or unforeseen events up to 100% of the sum insured
  • Cancel For Any Reason benefit covers up to 80% of the sum insured for the non-refundable trip costs
  • Trip Cancellation coverage for illness due to COVID-19
  • Unlimited Trip Interruption coverage
  • Baggage Loss or Damage – up to $1,500; and Baggage Delay – up to $750



Supplier Plan Items To Consider

  • Is there enough coverage to ensure that you are protected both before departure and at destination?
  • If the trip is cancelled, will you receive your money back or a travel credit?
  • If required to re-book with a travel credit, will your desired destination still be available?
  • Will you need to pay the difference if your trip is more expensive when you re-book?
  • What happens if you have a travel credit and the supplier goes out of business or the credit expires?
  • Are all components of the trip, such as additional air fare, covered?
  • When does supplier coverage end (for example, 24 or 48 hours before departure)?

Terms & Conditions

*As long as the Government of Canada does not instruct Canadians to avoid all travel or avoid non-essential travel due to COVID-19.

Conditions, limitations and exclusions apply. See policy for details.

Underwritten by

The Manufacturers Life Insurance Company (Manulife)

and First North American Insurance Company (FNAIC), a wholly owned subsidiary of Manulife.

Manulife, Stylized M Design, Manulife & Stylized M Design, and Manulife Premium Protection Plan are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license.
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